Competitive Rates

Checking Accounts

• Account TypeDividend Rate Annual % Yield
• Account Type:

  Relationship Checking

  Dividend Rate:

  .05% on balances over $2,500

  Annual % Yield:

  .05% on balances over $2,500

• Account Type:

  Loyalty Checking

  Dividend Rate:

  .05% on balances over $2,500

  Annual % Yield:

  .05% on balances over $2,500

• Account Type:

  First Checking

  Dividend Rate:

  .05% on balances over $2,500

  Annual % Yield:

  .05% on balances over $2,500

• Account Type:

  Value Checking

  Dividend Rate:

  No dividends earned

  Annual % Yield:

  No dividends earned

• Account Type:

  Club Checking

  Dividend Rate:

  .05% on balances over $2,500

  Annual % Yield:

  .05% on balances over $2,500

• Account Type:

  DBA Non-Dividend

  Dividend Rate:

  No dividends earned

  Annual % Yield:

  No dividends earned

• Account Type:

  DBA Dividend

  Dividend Rate:

  .05%

  Annual % Yield:

  .05%

Rates effective as of September 4, 2020
Minimum opening deposit for all checking accounts is $25. Accounts that include dividends get credited and compounded monthly.

Download Deposit Rate Sheet

Savings Accounts

• Account TypeDividend Rate Annual % Yield
• Account Type:

  Regular Savings, Secondary Savings, Youth Savings^*

  Dividend Rate:

  0.15%

  Annual % Yield:

  0.15%

• Account Type:

  Holiday Club

  Dividend Rate:

  0.15%

  Annual % Yield:

  0.15%

• Account Type:

  IRA Savings

  Dividend Rate:

  0.30%

  Annual % Yield:

  0.30%

Rates effective as of September 4, 2020
Minimum opening deposit for savings and holiday club accounts is $5.00. Accounts that include dividends get credited and compounded monthly.
*Youth Savings available to members 17 years of age and younger.

Download Deposit Rate Sheet

Money Management Accounts

• Deposit Amount Dividend Rate Annual % Yield
• Deposit Amount:

  $0 to $999.99

  Dividend Rate:

  0.05%

  Annual % Yield:

  0.05%

• Deposit Amount:

  $1,000 to $9,999.99

  Dividend Rate:

  0.75%

  Annual % Yield:

  0.75%

• Deposit Amount:

  $10,000 to $24,999.99

  Dividend Rate:

  1.00%

  Annual % Yield:

  1.01%

• Deposit Amount:

  $25,000 to $99,999.99

  Dividend Rate:

  1.40%

  Annual % Yield:

  1.41%

• Deposit Amount:

  $100,000+

  Dividend Rate:

  1.75%

  Annual % Yield:

  1.76%

Rates effective as of November 6, 2023.
Minimum opening deposit is $1,000. Dividends are credited and compounded monthly.

Download Deposit Rate Sheet

Certificates

Certificates With Rate Increase

Loyalty and Relationship Checking account owners earn an additional 0.25%.

• TermDividend Rate Annual % Yield
• Term:

  3+ months

  Dividend Rate:

  2.75%

  Annual % Yield:

  2.78%

• Term:

  6+ months

  Dividend Rate:

  4.00%

  Annual % Yield:

  4.04%

• Term:

  12+ months

  Dividend Rate:

  4.00%

  Annual % Yield:

  4.06%

• Term:

  18+ months

  Dividend Rate:

  4.00%

  Annual % Yield:

  4.06%

• Term:

  24+ months

  Dividend Rate:

  3.50%

  Annual % Yield:

  3.55%

• Term:

  36+ months

  Dividend Rate:

  2.75%

  Annual % Yield:

  2.78%

• Term:

  48+ months

  Dividend Rate:

  3.00%

  Annual % Yield:

  3.03%

• Term:

  60+ months

  Dividend Rate:

  3.00%

  Annual % Yield:

  3.03%

Standard Certificate

• TermDividend Rate Annual % Yield
• Term:

  3+ months

  Dividend Rate:

  2.50%

  Annual % Yield:

  2.52%

• Term:

  6+ months

  Dividend Rate:

  3.75%

  Annual % Yield:

  3.79%

• Term:

  12+ months

  Dividend Rate:

  3.75%

  Annual % Yield:

  3.80%

• Term:

  18+ months

  Dividend Rate:

  3.75%

  Annual % Yield:

  3.80%

• Term:

  24+ months

  Dividend Rate:

  3.25%

  Annual % Yield:

  3.29%

• Term:

  36+ months

  Dividend Rate:

  2.50%

  Annual % Yield:

  2.52%

• Term:

  48+ months

  Dividend Rate:

  2.75%

  Annual % Yield:

  2.78%

• Term:

  60+ months

  Dividend Rate:

  2.75%

  Annual % Yield:

  2.78%

Rates effective as of September 3, 2024.
Minimum opening deposit is $500. Dividends on regular certificates may be added to the certificate balance, automatically transferred to another account, or mailed to you. Dividends on IRA certificates will be added to the balance. You must maintain an average daily balance equal to or greater than the minimum opening deposit to earn the annual percentage yield and avoid any service charges set forth in the Schedule.

For certificates with a term of less than 12+ months, dividends are credited and compounded at maturity. For certificates with a term of 12+ months or more, dividends are credit and compounded quarterly. Certificates with a term of less than 12+ months are not available for IRAs. Early withdrawal penalties apply and will be calculated at the rate paid on the deposit at the time of withdrawal, even if it reduces the principal balance.

Download Deposit Rate Sheet

Youth Certificates

Youth Certificate

• TermDividend Rate Annual % Yield
• Term:

  12 months

  Dividend Rate:

  3.75%

  Annual % Yield:

  3.80%

Rates effective as of September 3, 2024.
Available to members 17 years of age and under. Minimum to open is $100. Additional deposits of $25 or more may be made any time. Dividends are credited and compounded quarterly. You must maintain an average daily balance equal to or greater than the minimum opening deposit to earn the annual percentage yield and avoid any service charges set forth in the Schedule.

Download Deposit Rate Sheet