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Goodbye, big bank. Hello, SCU!
Why join SCU?
Everything You Expect from a Big Bank
A full range of accounts and services: Checking and savings, loans, financial planning, debit and credit cards, and more.
Rated Five Stars
Our members say we make it easy to bank and find the right solution for your needs.
Online Banking
Convenient Locations
19 branches statewide plus shared branches and ATMs nationwide.
Earn More, Keep More
Lower fees, lower interest rates on loans and credit, and higher rates on deposits than traditional banks.
Personalized Service
Never feel like a number again. As a member, you're part owner and have a voice.
Peace of Mind
Individual depositors are insured by the National Credit Union Administration for up to $250,000.
Your Membership Earns Discounts
Receive discounts on auto insurance premiums just for being a State Credit Union Member.
Hear from SCU Members
I am very appreciative of State Credit Union and will always do business with them!
- Alicia H. (July, 2026)
Payten Heatley, the Branch Manager at St. Andrews Road, was amazing. She helped me refinance my car loan and saved me almost $300 per month! I highly recommend her and SCU to anyone!
- Daisha T. (July 2026)
How is a credit union different?
- CREDIT UNIONs BIG BANKS
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Not for Profit
For-Profit Institutions
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Member Owned
Corporate Shareholder Owned
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Members Vote and Can Hold Office
Policies Benefit Shareholders
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Lower Fees & Loan Rates
Higher Fees & Loan Rates
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Higher Dividends on Deposits
Lower Dividends on Deposits
What is a credit union?
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