Visa Credit Cards


Card Options

  • Card Type:

    Signature

    Promotional APR (fixed):

    N/A

    APR (fixed):

    12.50%**

  • Card Type:

    Platinum

    Promotional APR (fixed):

    N/A

    APR (fixed):

    9.49%*

  • Card Type:

    Gold

    Promotional APR (fixed):

    N/A

    APR (fixed):

    14.9%*

  • Card Type:

    Classic

    Promotional APR (fixed):

    N/A

    APR (fixed):

    17.9%*

  • Card Type:

    Secured

    Promotional APR (fixed):

    N/A

    APR (fixed):

    17.9%*

Card Benefits

All Cards

Cash Advances

Transfer money, up to your available credit limit, directly to your SCU deposit account via online or mobile banking.

Cashback & Prizes

Earn and redeem points for every credit card purchase.

Balance Transfers

Request a transfer and save if you switch to a lower rate.

No Extra Charges

No annual fee. No balance transfer or cash advance fees. See Visa Cost Information.

Peace of Mind

Free identity theft resolution services from Cyber Scout.

Verified by Visa

Enroll for password-based security whenever your card is used online.

Visa Signature Card

All the benefits listed in "All Cards" above, PLUS:

More Points

Earn 25% more points for every credit card purchase.

Variable Rate

Save money on interest when rates go down. See Visa Signature Cost Information.

Concierge Service

Enjoy personalized travel, unforgettable experiences, special offers, and VIP access through complimentary 24/7 Visa Signature Concierge Service

Secured

All the benefits listed in "All Cards" above, PLUS:

Get a card while working on your credit

Set aside $300 to $5,000 in your savings account to secure your card in the same amount.

Same benefits as Classic Visa

Low rates.
No annual fee.

*SCU loans are excluded from balance transfers and reward points.   5,000 points maximum rewarded for balance transfers made during the promotional period of 6/1/2024 to 8/31/2024.  Rates subject to credit worthiness, member's credit union relationship and underwriting standards.  Rates, terms, conditions and programs subject to change without notice.  APR may vary.  May be subject to income verification. Download Visa Agreement & Disclosures (117 KB PDF)

** The Visa Signature card has a variable rate based on the Prime Rate as reported by the Wall Street Journal, plus 4% APR. As of 7/27/2023, the Prime Rate was 8.50%. Accordingly, the current APR for a Visa Signature card from State Credit Union is 12.50%.  Rates adjust at the next monthly statement if there is a change in the Prime Rate. The minimum credit limit for the Visa Signature card is $5,000 and may be subject to income verification.   Members with a Visa Signature card will earn up to 5,000 points for balance transfers made during the promotional period of 6/1/2024 to 8/31/2024, excluding from existing SCU loans and credit card balances.  Rates, conditions and programs subject to change without notice. Download Visa Signature Agreement & Disclosures (120 KB PDF)

Card Assistance

Travel Notification

Avoid card inconveniences. Let us know you're traveling.

Change PIN

Call 1-888-886-0083.

Open a Credit Card

Apply Online

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