• Conventional Mortgage


    As little as 5% down with terms up to 30 years


    Available for purchasing a primary residence.

  • FHA Mortgage


    As little as 3.5% down with terms up to 30 years


    Down payment may include cash gifts.

  • Adjustable Rate Mortgage


    Low initial rate with periodic adjustments based on your original loan contract and terms


    Great for borrowers who move frequently or expect their income to steadily increase over time.

For information concerning refinancing of your primary dwelling, purchase or refinances of a second or vacation home, and investment properties, contact a Mortgage Loan Officer at 1-800-868-8740, ext. 8760 or email  For a printable version of our loan rates, click here (79 KB PDF).

Credit worthiness, debt-to-income ratios, loan term, and mortgage type may impact your interest rate.

Loan Calculator

Estimate your monthly payment, based on the size of your loan and how long it will take to repay.

This loan calculator is meant to give you a payment estimate only. It does not imply an offer from S.C. State Federal Credit Union. If you have questions about a loan, please contact us.

Get a Mortgage

Call a loan officer at 800-868-8740, ext. 8760.

Visit a branch.