South Carolina State Credit Union

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Personal Loans

  • Loan Type APR
  • Loan Type:

    Personal Loans & Personal Lines of Credit

    APR:

    10.44% to 17.94%

  • Loan Type:

    State Retirement Personal Loan

    APR:

    8.44% to 15.94%

  • Loan Type:

    Overdraft Protection Line of Credit
    (with SCU checking account)

    APR:

    10.44% to 17.94%

Subject to term, credit worthiness, and member’s credit union relationship. Rates, conditions, and programs are subject to change without notice. For a printable version of our loan rates, click here (82KB PDF).


State Retirement Personal Loan

  • Borrow up to $15,000.
  • Get a reduction of 2.0% APR off regular rates.
  • Terms up to 60 months.
  • Setup automatic payment transfers from your SCU deposit accounts for additional savings.

Overdraft Protection Line of Credit

Protect your checking account from overdrafts with a line of credit up to $10,000.

Loan Calculator

Estimate your monthly payment, based on the size of your loan and how long it will take to repay.

This loan calculator is meant to give you a payment estimate only. It does not imply an offer from S.C. State Federal Credit Union. If you have questions about a loan, please contact us.

Apply for a Loan

Apply online 

Or call us at 800-868-8740