Other Secured Loans


  • Loan Type

    Share Secured

    APR

    Share dividend rate plus 3.00%*

  • Loan Type

    Certificate Secured

    APR

    Certificate dividend rate plus 3.00%; not to exceed 18.00%**

  • Loan Type

    Other Secured (New)
    (Furniture, appliances, jet skis, ATVs, etc.)

    APR

    8.35% to 16.35%

  • Loan Type

    Other Secured (Used)
    (Used titled collateral only)

    APR

    9.35% to 17.35%

Subject to term, credit worthiness, and member's credit union relationship. Rates, conditions, and programs are subject to change without notice.

*Example: If a Regular Savings Account has a rate of 0.15% APY, the rate on a Share Secured Loan would be 3.15%.
**Example: If a 48 month Certificate is used for the loan and has a rate of 1.00% APY, the rate on a Certificate Secured Loan would be 4.00%.

Loan Calculator

Estimate your monthly payment, based on the size of your loan and how long it will take to repay.

This loan calculator is meant to give you a payment estimate only. It does not imply an offer from S.C. State Federal Credit Union. If you have questions about a loan, please contact us.

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