Other Secured Loans
Share dividend rate plus 3.00%*
Certificate dividend rate plus 3.00%; not to exceed 18.00%**
Other Secured (New)
(Furniture, appliances, motorcycles, jet skis, etc.)APR
8.35% to 16.35%
Other Secured (Used)
(Used titled collateral only)APR
9.35% to 17.35%
Subject to term, credit worthiness, and member's credit union relationship. Rates, conditions, and programs are subject to change without notice. For a printable version of our loan rates, click here (49.5 KB PDF).
*As of October 1, 2015, a Regular Savings Account has a rate of .15% APY, therefore, the rate on a Certificate Secured Personal Loan would be 3.15%.
**As of October 1, 2015, a 60 month Certificate has a rate of 1.00% APY, therefore, the rate on a Certificate Secured Personal Loan would be 4.00%.
Estimate your monthly payment, based on the size of your loan and how long it will take to repay.
This loan calculator is meant to give you a payment estimate only. It does not imply an offer from S.C. State Federal Credit Union. If you have questions about a loan, please contact us.