Home Equity Line of Credit

More affordable through SCU.

No closing costs

For a limited time, SCU will pay all normal closing costs on new Home Equity Lines of Credit (no more than once every 24 months).


Enjoy an introductory rate of 3.50% APR. After one year, rate will revert to the regular variable rate (maximum 18.00% APR).

About the Variable Rate
The regular variable rate is the Prime Rate, as reported by the Wall Street Journal, plus 1.00% APR. As of 03/16/2020, the Prime Rate was 3.25%, therefore the regular variable rate would be 4.25% APR. Rates adjust quarterly if there is a change in the Prime Rate.

Flood/property/hazard insurance may be required.

Why a home equity line?

The Funding You Need

Borrow up to 85% of your home's value, minus existing mortgage(s).


Write a home equity check for $100 or more.

No Extra Charges

No prepayment penalties; no annual fee.

Easy Application

We make the process stress-free.

Get a Home Equity Line of Credit

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