Checking Accounts
All Accounts Feature:
Small Opening Deposit
Low minimum requirements for opening an account.
Free Online Banking
Includes Bill Pay and eStatements.
Debit Cards
Visa Debit Cards at no extra charge.^
Overdraft Protection
Line of credit, savings transfers, or Courtesy Pay.
Personal Checking Account Options
- Features
- Open to members 13-30 years old
- Earn MyRewards points
- Earn dividends on balances over $2,500
- Online Banking and eStatements
- Automatically converts to Value Checking when you turn 31
FeesNoneThere are no maintenance fees with this account.
- Features
- Online banking and eStatements
- No minimum balance requirement
FeesNoneThere are no maintenance fees with this account.
- Features
- Free official checks
- .25% APR certificate rate bonus
- Earn MyRewards points
- Earn dividends on balances over $2,500
FeesNone if…You maintain combined average balance of $2,500 in deposit accounts.
or
You have a combined average balance of $7,500 on loans (excluding credit cards). - Features
- Free official checks
- One free box of custom checks per order
- .25% APR certificate rate bonus
- Earn MyRewards points
- Earn dividends on balances over $2,500
FeesNoneThere are no additional maintenance fees for our loyal members.
- Features
- Open to clubs and organizations with their own Tax ID or EIN
- Checks available at cost of printing and shipping
- Earn dividends on balances over $2,500
- ^ Debit cards are not available for Club Checking accounts.
FeesNoneThere are no maintenance fees with this account.
*Discount may not reduce the APR of any loan lower than the lowest APR designated for that loan. Only one discount per loan may be used.
State Credit Union is a safe place to keep your money.
Your deposits in State Credit Union accounts are automatically insured by the National Credit Union Administration, an agency of the United States Government.
Individual depositors are insured up to $250,000 each.
The NCUA insures every individual depositor up to $250,000 in the unlikely case the credit union fails.Joint account holders are also insured up to $250,000 each. For example, an account with two joint account holders is insured for $500,000 separately from each of the account holder's individual accounts. IRAs are insured separately from other accounts and for up to $250,000.
