Checking Accounts


$0

No Minimums, No Monthly Fees

No minimum balance or fees to maintain your account.

Free Online and Mobile Banking

Includes Bill Pay, eStatements, and Remote Deposit.

Visa Debit Cards

Contactless Debit Cards with Cashback.

Overdraft Protection

Line of Credit, Savings Transfers, or Courtesy Pay.

MySCU Checking.

More benefits. Same great service.

Learn how we’re enhancing our offerings.
MySCU Checking FAQs

State Credit Union is a safe place to keep your money.

Your deposits in State Credit Union accounts are automatically insured by the National Credit Union Administration, an agency of the United States Government.

Individual depositors are insured up to $250,000 each.

The NCUA insures every individual depositor up to $250,000 in the unlikely case the credit union fails.Joint account holders are also insured up to $250,000 each. For example, an account with two joint account holders is insured for $500,000 separately from each of the account holder's individual accounts. IRAs are insured separately from other accounts and for up to $250,000.