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Loan Rates


Home Equity Special!03-01-2015
Description Details
Special OfferFor a limited time, SCU will pay all normal closing costs on new traditional Home Equity Lines of Credit
(no more than once every 24 months).
Current RateCurrently 2.9% APR for one year. The traditional Home Equity Line of Credit has a variable rate (maximum 18.00% Annual Percentage Rate) which is the Prime Rate as reported in The Wall Street Journal plus 1% APR.1
1The traditional Home Equity Line of Credit has a variable rate (maximum 18.00% APR) which is the Prime Rate as reported in The Wall Street Journal plus 1% A.P.R. Consult with your tax adviser about tax deductibility. As of 9/7/2010, the Prime Rate was 3.25%. Rates will adjust quarterly if there is a change in the Prime Rate. Flood and/or Property/Hazard Insurance may be required.
Vehicle Loan Rates--Click Here to Apply Online5-1-2015
Loan Type Details APR1
Autos/Trucks/VansNew 1.49% to 11.24%
Autos/Trucks/VansUsed2.49% to 12.24%
Boats/Motors/TrailersNew 3.70% to 13.45%
Boats/Motors/TrailersUsed4.70% to 14.45%
RVs / Campers / Customized Vans / Motor HomesNew3.70% to 13.45%
RVs / Campers / Customized Vans / Motor HomesUsed4.70% to 14.45%
1Subject to term, credit worthiness and member's credit union relationship. (The 1.49% APR and 2.49% APR referenced above are for a 36 month term or less.) Rates, conditions and programs are subject to change without notice.
Real-Estate Secured Loans08-01-2010
Loan Type Details APR
Real Estate1st MortgageContact any SCU Loan Officer
Real EstateUnimproved property (1st mortgage only)Contact any SCU Loan Officer
Personal Loan Rates--Click Here to Apply Online06-13-2012
Loan Type Details APR1
Certificate-Secured LoansRates may not exceed 18% APR nor be less
than the savings-secured loan rate.
Rate of certificate
+ 3%
Savings-Secured LoansRegular Savings rate
+ 3%
Other Secured Loans (computers, furniture,
appliances, motorcycles, etc.)
New8.35% - 16.35%
Other Secured LoansUsed (titled collateral only)9.35% - 17.35%
Personal Loans10.44% - 17.94%
State Retirement Personal Loan8.44% - 15.94%
Overdraft Line of CreditRequires SCU checking account10.44% - 17.94%
1Subject to term, credit worthiness and member's credit union relationship. (The 1.49% APR and 2.49% APR referenced above are for a 36 month term or less.) Rates, conditions and programs are subject to change without notice.
Visa Credit Card Rate Highlights--Click here to apply online103-06-2009
Card Type Fixed APR Annual Fee
Platinum8.9%None
Gold10.9%None
Classic15.9%None
Secured15.9%None
1Click here for complete information about credit card rates and fees.


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SC State Credit Union 800-868-8740 | 803-343-0300