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Keep your card safe
See 20 tips for credit card security.


Visa Credit Cards
Compare our card to any in the country -- Apply online here

See how our card can benefit you.

Rated Five Stars:

SCU's credit card has been rated five stars and placed on the "Dean’s List" byCreditCardConnection.org, a consumer website created to connect people directly
to the most fair and ethical credit card programs in the country.

State Credit Union's Visa® credit card gives you an unbeatable combination of features on all cards -- Platinum, Gold, Classic and Secured:

  • Low rates & no annual fee; No penalty APR (Complete credit card pricing details here)
  • UChoose Rewards points for every purchase
  • Free Identity Theft 911 resolution services
  • No transaction fee for cash advances
  • Free online access thru SCUOnline.
  • Travel accident insurance

APPLY ONLINE conveniently and securely right now.  Not a member of State Credit Union? Click here to learn how you can apply for our Visa credit card and membership at the same time.

UChoose Rewards 

All SCU Visa cards are automatically enrolled in UChoose Rewards, a very generous points-based program that lets you earn points that can be redeemed for merchandise, travel, gift cards, event tickets and/or cash. For every $1.00 purchase you make with your credit card, you earn one rewards point. Combine them with your SCU debit card rewards points, too.

Verified by Visa- Enroll on or After May 19, 2014
Shopping with Visa is safe. Use your Visa card to shop online, in a store, or anywhere, and you're protected from unauthorized use of your card or account information. Your liability for unauthorized transactions is $0 under Visa's Zero Liability policy when reported in a timely manner.

For even greater security while shopping online, you should enroll in Verified by Visa, a password-based security program that prevents anyone but you from using your card online.

To activate Verified by Visa on your Visa credit card, click here.  (Do not use this link for your Visa Debit card.  To learn more about Verified by Visa for your SCU Visa Debit card, click here.)

NOTE:  If you previously enrolled in Verified by Visa, please be aware that recent security upgrades require you to establish a new password.  When you make an online purchase with your Visa card and are re-directed to Verified by Visa, you will see the following message:

"Re-Authentication Required for Purchase"

"Due to migration of the platform and recent security upgrade, a new password will be required for the Verified by Visa or MasterCard SecureCode program. We apologize for any inconvenience."

Please follow the instructions provided to set up your new password.

To change or choose your PIN

Call 1-866-271-6649

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SC State Credit Union 800-868-8740 | 803-343-0300