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Loans & Credit

Comfortable options for most any purpose

Loan Rates          Loan Calculator          Mortgage Calculator

When you need to borrow money, State Credit Union can make the process quick and easy. Our competitive rates make  payments affordable and we make loans of all sizes, small and large.

We have secure online applications for many of the loan types below.  Or, if you prefer, just give us a call at 1-800-868-8740, option 6, to apply by phone or stop by any SCU office.

Vehicle Loans:  State Credit Union makes loans for new and used autos, trucks and vans, as well as RVs, campers, customized vans, motor homes, boats, motors and trailers.  Click here to learn more, get rates and to apply online.

Credit Cards:  SCU's Visa credit card has been rated five stars and provides a convenient and rewarding way to handle ongoing expenses.  Click here to learn more about our card, get rates, learn about our Relationship Rewards and to apply online.

Also, if you've had trouble getting a loan, consider our secured Visa to help repair your credit history.

Personal Loans:  There are several other loan options for your personal credit needs, including personal loans, overdraft protection lines of credit, savings-secured loans and loans secured by other collateral.  Click here to learn more about these options, get rates and apply online.

Loans Secured by Real Estate:  If you already own your home, a home equity line of credit may offer the best rates and flexibility.  Click here to learn more.  If you are looking to buy a home, click here to learn about our mortgage options.

Want to learn more about getting and using credit?  Watch our free online webinar.

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SC State Credit Union 800-868-8740 | 803-343-0300