More than 4,500 branches nationwide at your service.
As a State Credit Union member, you can use any CU Service Center branch across the country to conduct basic transactions on your SCU accounts. Just look for the CU swirl logo shown here to confirm that an institution is a member of the network. You'll find more than 50 branches here in South Carolina, located in Charleston, Easley, Florence, Greenville, Myrtle Beach, Spartanburg and Sumter, as well as other cities.
On the Go?
Download the new iPhone app to find a shared branch location near you, wherever you go. It's free and convenient for frequent travelers or summer vacations. See screen shots here. Learn more and download here.How to find a shared branch:
- Call toll-free 1-800-919-CUSC (2872). You can search by zip code or by street address. The telephone locator will give you the branch name, address, phone number and office hours. It is speech enabled, so it works great with cell phones.
Add the number to your phone contacts for easy reference.
- Visit http://co-opsharedbranch.org/ You can search by location or branch type, as well as download all locations as a spreadsheet, PDF or into a GPS file for your navigational device.
How to use a shared branch:
- Go inside the branch. You may not use drive-through lanes or night depositories at shared branches.
- Explain to the teller that you are a member of SC State Credit Union, a member of the shared branch network. You must provide this exact legal name for the teller to locate your account.
- Provide your Member Number or the exact account number of the SCU account you wish to access. If you are unsure of either number, please contact us. Shared branches follow very specific identification rules for everyone's protection.
- Present a government-issued photo ID showing your current address on our system. You also will need to validate the last four digits of your social security number.
- Don't assume that any ATM located at a shared branch is surcharge-free or shared. For surcharge-free and shared ATMs, visit our ATM location information.
Keep in mind that while shared branches provide more convenience, they can't provide all the services you get directly at SCU. Generally, you can conduct the following transactions:
- Cash withdrawals from your deposit accounts. You may be limited to a maximum of $500 at some locations. If you withdraw funds as a check made payable to someone else, you are subject to any fees charged by that credit union for an official check. There is a limit of 2 official checks per day.
- Deposits of cash or checks. Your deposits are subject to holds, which may differ from those at State Credit Union branches. Also, there are specific requirements on the types of checks accepted for deposit. Please see the FAQs for more information.
- Check cashing is handled by first depositing the item to your account, then withdrawing the funds that are available after any holds are placed. Again, there are specific requirements on the types of checks accepted. Please see the FAQs for more information.
- Transfers between your SCU accounts.
- Payments to your loans or SCU credit card.