A great choice for low-risk investments.
Leave funds in certificate until term ends.
Add to the Certificate
Additional deposits of at least $250 anytime.
Transfer to an account, receive by mail, or leave in certificate to compound.
Longer terms yield higher dividend rates.
3+ monthsDividend Rate:
.45%Annual % Yield:
6+ monthsDividend Rate:
.50%Annual % Yield:
12+ monthsDividend Rate:
.80%Annual % Yield:
18+ monthsDividend Rate:
.90%Annual % Yield:
24+ monthsDividend Rate:
1.05%Annual % Yield:
36+ monthsDividend Rate:
1.75%Annual % Yield:
48+ monthsDividend Rate:
1.90%Annual % Yield:
60+ monthsDividend Rate:
2.45%Annual % Yield:
Rates effective as of December 17, 2018
Minimum opening deposit is $500. Additional deposits of $250 or more may be made at any time. Dividends on regular certificates may be added to the certificate balance, automatically transferred to another account, or mailed to you. Dividends on IRA certificates will be added to the balance.
For certificates with a term of less than 12+ months, dividends are credited and compounded at maturity. For certificates with a term of 12+ months or more, dividends are credit and compounded quarterly.
Certificates with a term of less than 12+ months are not available for IRAs.
For a printable version of our deposit rates, click here (44 KB PDF)..