Certificates


A great choice for low-risk investments.

Opening Deposit

$500

Avoid Fees

Leave funds in certificate until term ends.

Add to the Certificate

Additional deposits of at least $250 anytime.

Dividends Options

Transfer to an account, receive by mail, or leave in certificate to compound.

Earn Dividends

Longer terms yield higher dividend rates.

Questions? 800-868-8740

  • Term:

    3+ months

    Dividend Rate:

    .25%

    Annual % Yield:

    .25%

  • Term:

    6+ months

    Dividend Rate:

    .30%

    Annual % Yield:

    .30%

  • Term:

    12+ months

    Dividend Rate:

    .45%

    Annual % Yield:

    .45%

  • Term:

    18+ months

    Dividend Rate:

    .65%

    Annual % Yield:

    .65%

  • Term:

    24+ months

    Dividend Rate:

    .75%

    Annual % Yield:

    .76%

  • Term:

    36+ months

    Dividend Rate:

    .95%

    Annual % Yield:

    .96%

  • Term:

    48+ months

    Dividend Rate:

    1.15%

    Annual % Yield:

    1.16%

  • Term:

    60+ months

    Dividend Rate:

    1.30%

    Annual % Yield:

    1.31%

Rates effective as of November 1, 2017 
Minimum opening deposit is $500. Additional deposits of $250 or more may be made at any time. Dividends on regular certificates may be added to the certificate balance, automatically transferred to another account, or mailed to you. Dividends on IRA certificates will be added to the balance.

For certificates with a term of less than 12+ months, dividends are credited and compounded at maturity. For certificates with a term of 12+ months or more, dividends are credit and compounded quarterly.

Certificates with a term of less than 12+ months are not available for IRAs.

For a printable version of our deposit rates, click here (42 KB PDF).

Youth Certificates of Deposit

Start investing for a member 17 and under. See account details.

Money Management Account

Another option for safe investment. See account details.

Your savings are insured.

The National Credit Union Administration, a US Government agency, insures SCU deposits up to $250,000, per individual depositor.

Make This Your Account

Getting started is easy.

Become a member.