Leave funds in certificate until term ends.
Additional deposits of at least $250 anytime.
Transfer to an account, receive by mail, or leave in certificate to compound.
Longer terms yield higher dividend rates.
Rates effective as of March 20, 2017.
Minimum opening deposit is $500. Additional deposits of $250 or more may be made at any time. Dividends on regular certificates may be added to the certificate balance, automatically transferred to another account, or mailed to you. Dividends on IRA certificates will be added to the balance. For a printable version of our certificate, IRA and Money Management Account rates, click here (460KB PDF).
For certificates with a term of less than 12+ months, dividends are credited and compounded at maturity. For certificates with a term of 12+ months or more, dividends are credit and compounded quarterly.
Certificates with a term of less than 12+ months are not available for IRAs.