A great choice for low-risk investments.
Leave funds in certificate until term ends.
Add to the Certificate
Additional deposits of at least $250 anytime.
Transfer to an account, receive by mail, or leave in certificate to compound.
Longer terms yield higher dividend rates.
- TermDividend Rate Annual % Yield
3+ monthsDividend Rate:
0.20%Annual % Yield:
6+ monthsDividend Rate:
0.35%Annual % Yield:
12+ monthsDividend Rate:
0.95%Annual % Yield:
18+ monthsDividend Rate:
1.00%Annual % Yield:
24+ monthsDividend Rate:
1.10%Annual % Yield:
36+ monthsDividend Rate:
1.25%Annual % Yield:
48+ monthsDividend Rate:
1.30%Annual % Yield:
60+ monthsDividend Rate:
1.40%Annual % Yield:
Rates effective as of October 24, 2022
Minimum opening deposit is $500. Additional deposits of $250 or more may be made at any time. Dividends on regular certificates may be added to the certificate balance, automatically transferred to another account, or mailed to you. Dividends on IRA certificates will be added to the balance.
For certificates with a term of less than 12+ months, dividends are credited and compounded at maturity. For certificates with a term of 12+ months or more, dividends are credit and compounded quarterly.
Certificates with a term of less than 12+ months are not available for IRAs.
Your savings are insured.
The National Credit Union Administration, a US Government agency, insures SCU deposits up to $250,000, per individual depositor.