Loyalty Checking

A deluxe account for our long-term members.

Opening Deposit


Service Fees



Members with 25+ years at SCU.

Higher Dividends

.25% APR rate bump on Certificates.

Lower Rates

.25% APR loan discount.*

Debit Card

Use your debit card wherever Visa is accepted.

Online Banking

Free Online Banking and Bill Pay!


Individual depositors insured up to $250,000 by the NCUA.

Extra Perks

Free official checks!


Checking accounts automatically convert after 25 years at SCU.

Questions? 800-868-8740

Overdraft Protection Options

Line of Credit

You can open a line of credit to automatically cover any overdrafts.

Transfer from Savings

Your savings account can cover overdrafts up to six times each month.

Courtesy Pay

Your good-standing account may come with additional overdraft protection options from SCU.

Your Account, Anywhere

More than 180 SCU ATM locations, plus access to a nationwide network of ATMs.

Free Online and Mobile Banking

Free Text Banking

Free Telephone Banking

Free eStatements

Reorder Checks

SCSCU Check Image

My Rewards

Earn points toward prizes each time you choose credit when making purchases with your Visa Debit Card.

Make This Your Account

Getting started is easy.

Become a member.

* Discount may not reduce the APR of any loan lower than the lowest APR designated for that loan. Only one discount per loan may be used.